Tim is a senior research analyst at Breckinridge. In his role, Tim performs municipal credit analysis. He has over 11 years of investment industry experience and was a member of Breckinridge’s research team from 2015 to 2019. Prior to re-joining Breckinridge in 2020, Tim was an analyst at Shade Tree Advisors. He was also an analyst with Standard & Poor’s Rating Services where he analyzed local governments, states and higher education organizations. Tim is a member of the National Federation of Municipal Analysts and the Boston Municipal Analysts Forum. Tim holds a B.A. in business administration with a minor in economics from Skidmore College, and a master’s in finance at Northeastern University’s D’Amore-McKim School of Business.