Insights

The voluntary insurance market and state and local governments seek to adapt and increase resiliency in the face of a changing climate.

AI-driven data center growth is increasing water demand, especially in water-stressed regions, with electricity generation driving most water use.

U.S. electricity consumption is forecasted to grow up to 25 percent by 2030, with over half of growth from data centers.

As increasingly severe natural disasters threaten more regions of the U.S., Breckinridge is enhancing hurricane, flood, and wildfire risk monitoring to better inform municipal bond investors.

We see the Energy Supply Financing Ratio as an emerging and potentially important signal of how financial institutions are navigating the low-carbon transition.

United Nations conferences conducted in 2024 continued to focus nations on the key sustainability risks presented by climate change and degradation of biodiversity around the world.

Demographic shifts, more competition in the public school arena, and state aid formulas are driving challenges.